About Us

A diverse group of professionals joins hands in a team-building exercise indoors.

Our Story

In the heart of Ahmedabad, HETM Finserve Pvt Ltd was born out of a purpose—to bridge the financial gap for the millions of underserved individuals and businesses in India. With decades of expertise in housing, MSME, and rural lending, our founder identified the untapped potential in regions overlooked by traditional financial systems.

Driven by the belief that everyone deserves the opportunity to grow, we focus on providing transparent and affordable financial solutions to empower families, small business owners, and entrepreneurs. Our mission is to uplift communities, foster economic growth, and enable a brighter future for all.

With a core philosophy of “quality first, quantity next,” we aim to ensure every step we take leads to inclusive, sustainable development for India’s underserved regions.

Our Vision

We believe in inclusive growth—a future where everyone, regardless of their location, has access to dependable financial services. This isn’t just about loans; it’s about transforming lives, empowering communities, and enabling them to contribute to India’s economic success.

At HETM Finserve, we aim to drive positive and lasting change, ensuring no one is left behind. Whether in rural or urban areas, we strive to unlock potential and create financial pathways that build a more inclusive and prosperous India.

Our Mission

We are committed to bridging financial gaps and empowering underserved communities and small businesses with access to transparent and affordable financial solutions. This isn’t just about lending; it’s about creating opportunities, nurturing potential, and driving inclusive economic growth.

At HETM Finserve, we aim to uplift families and entrepreneurs, ensuring they overcome barriers and thrive. By expanding our reach, fostering connections, and tailoring solutions, we’re paving the way for a stronger, more prosperous India where everyone has a chance to succeed.

Our Team and Founder

Behind the success of HETM is a dedicated team of 225+ experts. With passion and expertise, they work together to transform ideas into impact, ensuring we stay true to our mission of empowering underserved markets with reliable financial services.

Mr. Mihieer Desai

Meet Our Founder

Mr. Mihir Desai is the visionary behind HETM Finserve. With over twenty-two years of expertise in housing finance, MSME lending, rural financing, credit ratings, and risk analysis, he has laid the foundation for HETM’s mission. His deep understanding of financial challenges in underserved markets drives the company’s goal of creating opportunities for individuals and small businesses to thrive.

Mr. Paresh Parmar

Founder’s Office – Member

Mr. Paresh Parmar, a founding pillar of HETM Finserve, brings over eighteen years of experience in housing finance, MSME lending, and operations. His ability to lead large teams and streamline processes has been crucial to the company’s growth. A champion of efficient systems, Mr. Parmar ensures that HETM delivers dependable and accessible financial solutions to its clients.